1. PPP Loan Forgiveness Help Center
  2. Forgiveness Process Questions

Can I use the SBA PPP Direct Forgiveness portal when applying for forgiveness?

The Interim Final Rule states that the purpose of the SBA's online forgiveness platform is to establish a direct borrower forgiveness process for lenders that choose to opt-in as an alternative method of processing loan forgiveness applications.

Your lender, Cross River,  has not chosen to opt-into using the SBA platform when applying for loan forgiveness. The direct forgiveness portal was designed to help lenders who do not have the ability to process loan forgiveness applications through an online portal similar to what Scratch already provides. In this instance, we encourage you to log into your account at https://my.scratch.fi and apply for loan forgiveness through us!